Pub insurance from Warrings

It is estimated that each week over 15 million people socialise in the UK’s 53,000 or so pubs; most of these bars being small businesses run by owners, tenants or lessees who are responsible for over 600,000 employees.

The pressures today however on running a successful pub are higher than ever, with the introduction of the smoking ban, further increases in beer taxes and the costs of implementing further government legislation all conspiring to hit the traditional British pub.

The successful establishments are those that have innovated and attracted their target customers through additional features such as the serving of good quality food, live entertainment, children’s play areas or the creation of that elusive trendy vibe.
With over 80% of pubs now serving food in addition to alcoholic drinks, (thought to be over 1 billion meals per year*) the publican also has to master food hygiene laws and manage kitchen staff in addition to the traditional cellar, beer and people management skills.

Pub insurance has also had to innovate to keep up with these changes and to offer insurance covering the variety of additional risks found in the modern pub whilst remaining economically priced.

Warrings is a specialist insurance broker who has taken the time to thoroughly understand the market’s requirements and to offer competitively priced, packaged, pub insurance policies providing comprehensive cover for most types of pubs and bars. The policies are flexible however allowing the addition of higher levels of cover or other risks meaning that you don’t generally pay for cover that’s not required.

At Warrings, we are a specialist insurance broker with a thorough understanding of the risks associated with public houses of all different shapes and sizes. Our ethos is to take time to really understand the insurance requirements of the pub and bar owners to ensure that we are offering the most appropriate product for the needs of inn owners, whilst providing enough information to enable them to make informed choices about their pub insurance.

Our pub insurance is a package policy designed to provide the most appropriate levels of cover whilst being amongst the most economically priced products available on the market for pubs and bars.

We also understand the cash flow and cost pressures publicans are working under and can help spread the cost of insuring the pub over a number of months with our monthly payment plans.

It couldn’t be easier to arrange a pub insurance policy with Warrings. You can either telephone us directly on 0844 209 0566, ask us to call you back or complete the online proposal form giving us detailed information about the bar that you would like an insurance quotation for. Simply click on the ‘get a quote’ icon on the left hand side and enter your information on our online proposal form. When you have finished, click on submit and one of our account managers will start the process of obtaining a competitive quote from underwriters based on your requirements.

[Source: British Beer and Pub Association (www.beerandpub.com/pub_facts.aspx)]