Insurance for licensed trades from Warrings Insurance Brokers, providing competitive cover for pubs, inns and wine bars
Running a pub, bar or inn is a specialist business, requiring long hours, a strong personality and bags of drive and determination. We appreciate that little time is left between opening hours to arrange business insurance. All sorts of other tasks such as drink deliveries, stock control, staff and cash management as well as licensing, food hygiene, and health and safety laws often have to be given priority.
Your pub or bar however needs to be insured against the risks you, your staff and customers are exposed to daily as well as providing cover for those less likely events which could seriously disrupt your licensed trade.
Using Warrings Insurance Brokers to arrange your licensed trade insurance policy can save you time and money, and enable you to concentrate on running your public house knowing that you have the essential insurance cover in place. Whether you are the tenant of a pub or wine bar, the freehold owner of a public house or a pub management company, Warrings can efficiently arrange competitively priced insurance protection, backed by leading UK underwriters, for most types of:
- Public Houses
- Bars
- Inns
- Pubs
- Wine bars, and
- Cocktail bars
With a comprehensive range of specifically chosen insurance covers as standard, Warrings is able to offer a most competitively priced insurance policy for the traditional pub or wine bar. The policy can be tailored to suit the particular requirements of the pub or bar by amending the various levels of cover or by the inclusion of additional insurance covers. These may be required should you have other activities within the pub such as letting bedrooms, entertainment, serve hot food or provide a children’s play area.
Warrings have created a successful cocktail from the mix of excellent customer service, solid professionalism and highly competitive premiums, making us the refreshingly ideal broker for your pub insurance needs.
Our pub insurance policy includes the following covers as standard, the levels being alterable to better suit the circumstances of your particular pub, bar or inn.
| Property Damage | loss of contents caused by fire or flood |
| Business Interruption | loss of trading profit up to £250,000 |
| Loss of Money | up to £3,000 |
| Personal Assault | on staff up to £10,000 |
| Glass repairs or replacement | up to £2,000 |
| Employers' Liability | injury to employees up to £10,000,000 |
| Public Liability | injury to public up to £2,000,000 |
| Products Liability | injury to the public up to £2,000,000 |
| Deterioration of Refrigerated Stock | up to £1,000 |
| Book Debts | loss of debit balances up to £25,000 |
| Goods in Transit | damage to goods in transit up to £2,000 |
| Loss of Licence | loss in value of business up to £100,000 |
Optional covers include |
|
| All risks | wider cover for your machinery & equipment |
| Terrorism | additional cover for loss from act of terrorism |
| Buildings cover | insurance for the restaurant building |
It is important that adequate protection is provided for your business, your staff and your customers. One of our experienced account handlers would be willling to discuss your requirements with you and to help you decide the levels of appropriate cover to be included within your pub insurance policy.
Contact Warrings on 0844 209 0566 or complete the online enquiry form and one of our knowledgeable account managers will be able to assist you with your pub insurance arrangements. Alternatively, complete the online proposal form and we’ll get on with searching for a competitive quote right away.